What Is Regenerative Finance ReFi?

We offer custom solutions tailored to your needs, comprehensive services from consulting to implementation, and a commitment to transparency and security. Our proven success and client satisfaction highlight our dedication to high-quality, impactful solutions. Partner with Rock’n’Block to create financial systems that support regenerative finance a sustainable and equitable future. As demand for solutions with long-term positive impact grows, ReFi development emerges as a vital strategy for meeting financial needs while fostering environmental and social regeneration. ReFi promotes environmental sustainability by funding projects like reforestation and renewable energy, helping to restore ecosystems and reduce carbon footprints. It fosters social equity by making financial resources accessible to marginalized communities through DeFi platforms.

Industrial Economic Theory: A Story of Extraction

Protection products need to wrap around digital carbon platforms to obtain the smart capacity required for (re)insurance risk transfer. Independent verification from recognised registries (such as ISO 14064[xxxvii]) will direct buyers towards high-quality projects. Captives can address uninsured risk by investing in carbon offsets, acting https://www.xcritical.com/ as the underwriter to address sustainability behaviour of a parent company by providing underwriting credits to reduce premiums while putting money back into the captive owner for carbon usage.

Blockchain at Sea: A New Horizon for the Mariti…

At least 80 percent of thesecommunity borrowers are led by people of color and women, and they have acentral role in Olamina’s governance and solution design. A new, five-year regenerative finance initiative called Funders forRegenerative Agriculture seeks to address thesechallenges by collaborating on systemic solutions that put people who stewardthe land first. Members commit to taking on more risk, commensurate with theurgency of the problems we face, and to watch for and avoid the negative impactsthat can flow from even the best-intentioned investments.

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Ukraine is already embracing web3 technology in the face of the Russian invasion to maintain its cultural integrity. All artefacts of cultural significance, from museum exhibits to religious items housed in churches, are being digitised and logged on the blockchain. Indigenous artists could use NFTs to sell their artwork, set their own appropriate pricing, not rely on the fleeting whims of tourists, and get paid in cryptocurrency secured on the blockchain.

• They are also engaging with blockchain technology for purposes of registration and trading of the credits being generated.
• These shocks often come from the neglected parts of the system each entity comprises.
• Regenerative Finance is supporting the efforts to create a sustainable economy, propelling interest, investment, and innovation.
• Impact DAOs are decentralised autonomous organisations that are specifically focused on ReFi initiatives.
• Frequent extreme climate events put critical digital systems in physical danger, such as damaging underwater communication cables and off-site servers.

Regenerative Finance: Using Financial Motivation to Incentivize the Regeneration of Natural Resources

However, as the challenges of climate change, loss of species, resource constraints and breakdown of social order become more severe, what now seems impossible will suddenly become inevitable. Their prudent and responsible role in the economic system should now be recognized after the repeated failure of the so-called private sector banks which are really only private when times are good. The United States, Spain, Switzerland, Germany, and of course Russia and China are just some of the nations that have a variety of state owned banks that behave not merely as a business that needs to be regulated but in service with a unique public purpose.

One of the core instruments in doing that is redesigning money itself in a way that writes a new story for what it actually means to be an integral human being living on a shared planet. A more urgent, forward-looking paradigm is called for — one that shifts the discourse from culpability and remediation to opportunity and value creation (handprints). Imperfect as it may be, ReFi is perhaps the most viable conceptual innovation at our disposal for mitigating ongoing environmental degradation. Decentralized finance aims to abolish the opaque, centralized financial infrastructure. Decentralized derivatives merge the risk management and speculative opportunities of traditional derivative… This blockchain architecture uses more than one data availability (DA) service to ensure data redundancy.

Businesses are surrounded by vegetation and vulnerable to business interruption from wildfire. Parametric insurance can pay out on measurement of event intensity/location based on wildfire footprint reaching the area and consuming the asset. Remote sensing data from drones and satellites are part of the parametric contract trigger design. GC FireCell [li] is a parametric wildfire cover indexed to wildfire data published in real time through NASA’s Fire Information for Resource Management System (FIRMS)[lii]. Technology allows real-time fire ignition detection response to identify high fire-risk areas to predict potential future fires and assess the carbon credits at risk. Under a carbon tax, the government sets a price emitters pay for each tonne of carbon emitted.

The climate crisis is posing one of the biggest threats that humanity has ever faced. People are becoming more and more aware of issues of inequality, exploitation, and unsustainable industrial practices. Over the last few decades, the limits of many elements of the world’s economic models have become apparent. Our economic system lacks the right incentives, and there’s no way to coordinate at the level needed in a globalized world.

No-loss gambling is especially relevant for people from lower-income classes who may struggle to save money. No-loss gambling games like PoolTogether and HaloFi are actively helping people save. Universal basic income, or UBI, is a system where everyone is given a set amount of money on a regular basis. It’s conditionless and available to anyone, regardless of their background, education, nationality, or income. UBI can function as a safety net for people, and it is supposed to ensure that everyone has a basic standard of living and can cover basic needs. Projects like Proof of Humanity, Circles and GoodDollar offer an unconditional UBI payment to all members trusted by other members of their respective communities.

This fosters a climate conducive to peer review and public oversight, ensuring the fidelity of a party’s declared actions and progress. Two types of actions should be taken in parallel and at an unprecedented scale to achieve sustainability. Sign up to the “Finance for a Regenerative World” white paper series to receive your download of the first white paper. You will receive the subsequent two white papers in your inbox two days after the previous one. Join us on this journey toward a regenerative financial future—one where finance acts as a steward to health, ecological harmony, and a shared and equitable prosperity, driving us towards a world where people. THE SIX ESSENTIAL FUNCTIONS OF FINANCEFrom investment and speculation to risk management and infrastructure, we will be diving deep into the six essential functions of finance and elucidating their profound impact on both economic stability and societal well-being.

Selling carbon offsets can be a significant revenue stream such as Tesla, which sells carbon credits in the form of RECs to legacy car manufacturers[xcvi]. Giving this precedent success at selling carbon credits, the mining industry can get offsets from farmers. The Taskforce on Scaling Voluntary Carbon Markets (TSVCM)[xcvii] is very supportive of this initiative. A circular economy requires companies to contribute to a sustainable production model, keeping raw materials longer in production cycles, recycled with less waste and ensuring the continual supply of raw materials. VCM Web3 projects have begun to leverage ReFi and tokenized carbon is used as collateral in decentralized finance (DeFi) debt markets.

Now, advancements in computing including blockchains and smart contracts mean we have the technology that allows us to realize the visions of these thinkers, and to expand on their work. However, blockchain and Tokenization of RWAs add simplicity and data security to the concept because wealth distribution is one of the intrinsic values of DeFi (Decentralized Finance). Traditional financial markets are built on value extraction and people exploitation. All material in this website is intended for illustrative purposes and general information only. It does not constitute financial advice nor does it take into account your investment objectives, financial situation or particular needs.

It is completely illogical to assume that society will not experience extreme levels of unrest, poverty, and starvation if trends such as 50% of all marine life having disappeared in the past 40 years continue. Conventional growth capital options — privateequity, public offerings, acquisition by a large corporation — typically don’talign with the goals of mission-first businesses. Across the spectrum of funding, BIPOC (Black, Indigenous and people of color)entrepreneurs are routinely overlooked or underfunded by conventional investors,venture capital firms, and commercial banks. Our complex, systemic problems are proving resistant to simple solutions; andeach one has its own web of complexities to unwind.

Justin Holbein is certified in data analytics, Python programming and is actively building smart contracts and Web3 Dapps. He is an active participant is several Ethereum-based DAOs and regularly uses smart contracts to develop solutions to coordination problems in the DeFi and DAO space. The authors gratefully acknowledge the contributions of Luke Holbein to this analysis. The global economy, which is driving humankind beyond the limits of the planetary boundaries, is itself driven by the theoretical construct and practice of global finance.

Verra-consolidated REDD+ methodology will be published soon, awaiting approval from the Integrity Council for the Voluntary Carbon Market (ICVCM)[lxv]. As there are many registries, a meta registry[lxvi] concept has emerged to integrate the function. Such regulations could improve the functioning of VCMs by addressing participant eligibility, participant oversight, and market functioning.

The model is currently being used in England and Scotland and is being adapted for use in Africa, Central and Southern America and South East Asia. CreditNature provides “a suite of green fintech products and services” to connect landowners and investors for nature positive projects, particularly ecosystem restoration and rewilding. They aim to catalyse investments to forge “a path to ‘rewild half the planet by 2050’”. The NARIA framework means that the real world consequences of investments can be measured, tracked and then directly reported to the owners. Savimbo works with indigenous people and local communities (IPLC) with a simple mission “to clean the world’s air”.